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Get quick $1000 payday loans online El Paso, TX low apr.

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Will not create your payday loan monthly payments past due. They will record your delinquencies to the credit score bureau. This will likely adversely effect your credit ranking and make it even more difficult to take out traditional personal loans. If you find question that one could repay it after it is because of, do not borrow it. Discover another method to get the money you require.

When you have to sign up for a payday loan, ensure you go through all small print of the bank loan. If you will find penalty charges connected with paying off very early, it is up to you to know them in the beginning. If you find nearly anything that you just do not comprehend, do not indication.

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Remember that before you get your verify from a payday loan, the lender will deduct service fees. If you sign up for a loan for starters-1000 bucks, you simply will not obtain much. Each and every loan provider has distinct service fees, so make sure you are aware of these beforehand.

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If you find oneself bound to a payday loan that you are not able to pay off, contact the borrowed funds organization, and lodge a problem. Most people legitimate problems, in regards to the higher service fees incurred to prolong online payday loans for an additional pay out time period. Most creditors will give you a deduction on the bank loan service fees or fascination, but you don?t get when you don?t ask ? so make sure you ask!

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Should you could require a payday loan, you might want to consider reevaluating your budget or monetary practices. Although a payday loan can actually be a existence-collection, you must not be based on them too typically. You need to learn how to manage dollars sensibly, and in a way that results in monetary energy, rather than ongoing difficulty.

A payday loan can assist you in a hard time. You just need to ensure you go through each of the modest print and obtain the information you need to help make well informed choices. Apply the tips to your personal payday loan encounter, and you will notice that the procedure should go far more smoothly for yourself.

Source: http://phrenesia.com/very-low-on-money-study-the-following-tips-about-pay-day-loans/

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As race stands, Obama within reach of second term

DES MOINES, Iowa (AP) ? Five weeks to Election Day, President Barack Obama is within reach of the 270 electoral votes needed to win a second term. Republican Mitt Romney's path to victory is narrowing.

To overtake Obama, Romney would need to quickly gain the upper hand in nearly all of the nine states where he and Obama are competing the hardest.

Polls show the president with a steady lead in many of them as Romney looks to shift the dynamics of the race, starting with their first debate Wednesday in Denver.

"We'd rather be us than them," says Jennifer Psaki, an Obama spokeswoman.

But Romney's running mate Paul Ryan says there's time for the GOP ticket to win. "In these kinds of races people focus near the end, and that's what's happening now," he told "Fox News Sunday."

If the election were held today, an Associated Press analysis shows Obama would win at least 271 electoral votes, with likely victories in crucial Ohio and Iowa along with 19 other states and the District of Columbia. Romney would win 23 states for a total of 206.

To oust the Democratic incumbent, Romney would need to take up-for-grabs Florida, Colorado, Nevada, North Carolina, New Hampshire and Virginia, which would put him at 267 votes, and upend Obama in either Ohio or Iowa.

The AP analysis isn't meant to be predictive. Rather, it is intended to provide a snapshot of a race that until recently has been stubbornly close in the small number of the most contested states.

It is based on a review of public and private polls, television advertising and numerous interviews with campaign and party officials as well as Republican and Democratic strategists in the competitive states and in Washington.

In the final weeks before the Nov. 6 vote, Obama is enjoying a burst of momentum and has benefited from growing optimism about the economy as well as a series of Romney stumbles. Most notably, a secret video surfaced recently showing the Republican nominee telling a group of donors that 47 percent of Americans consider themselves victims dependent on the government.

To be sure, much could change in the coming weeks, which will feature three presidential and one vice presidential debate. A host of unknowns, both foreign and domestic, could rock the campaign, knocking Obama off course and giving Romney a boost in the homestretch.

Barring that, Romney's challenge is formidable.

Obama started the campaign with a slew of electoral-rich coastal states already in his win column. From the outset, Romney faced fewer paths to cobbling together the state-by-state victories needed to reach the magic number.

It's grown even narrower in recent weeks, as Romney has seen his standing slip in polls in Ohio, with 18 electoral votes, and Iowa, with six. That forced him to abandon plans to try to challenge Obama on traditionally Democratic turf so he could redouble his efforts in Ohio and Iowa, as well as Colorado, Florida, New Hampshire, North Carolina, Nevada and Virginia.

Romney is hoping that come Election Day, on-the-fence voters tip his way. But there are hurdles there, too.

Early voting is under way in dozens of states, and national and key states surveys show undecided voters feel more favorably toward Obama than Romney.

The Republican is in a tight battle with Obama in Florida, as well as Colorado, North Carolina and Nevada.

But Ohio's shifting landscape illustrates Romney's troubles over the past few weeks.

Republicans and Democrats agree that Obama's solid lead in public and private polling in the state is for real. Over the past month, the president has benefited from an improving economic situation in the state; its 7.2 percent unemployment rate is below the 8.1 percent national average. Obama's team also attributes his Ohio edge to the auto bailout and GM plant expansions in eastern Ohio.

Obama and his campaign have hammered Romney on his tax policies, arguing that the former Massachusetts governor favors the rich while the president as a defender of everyone else.

The president has seen the same good fortune in Iowa. A poll released Saturday by The Des Moines Register illustrates his advantage, showing Obama with 49 percent to 45 percent for Romney. The margin of error was plus or minus 3.5 percentage points.

"It's a direct result of the time and resources he's been forced to spend here," Iowa Republican strategist John Stineman said.

Indeed, Obama intently focused on the state ahead of an early voting period that began last week. He campaigned in Iowa aggressively this summer and dumped in a ton of TV advertising, much of it depicting Romney as wealthy and out-of-touch with working Americans.

Obama doesn't just have the wind at his back in those states.

The president also appears to be in stronger shape than Romney in Virginia, which has 13 electoral votes, and in New Hampshire, with four votes, even though Romney vacations often in the state where he has a lakeside home. Romney and GOP allies are being outspent in that state considerably, a sign of trouble for the Republican challenger.

Underscoring his challenges, Romney also has been forced to spend millions of dollars a week defending himself in North Carolina, a GOP-leaning state that's more conservative than most of the states that will decide the election.

Polls now show a competitive race there. Democrats boast of having registered 250,000 new voters in the state since April 2011. It's an eye-popping total in a state that Obama won by just 14,000 votes four years ago. A flood of new voters, presumably a chunk of them Democrats, could help keep that state within Obama's reach this year.

Also, Romney's effort to challenge Obama in Democratic-leaning Wisconsin, home state of running mate Paul Ryan, appears to have fizzled. Despite millions of dollars spent on TV in the last few weeks by both sides, polls show Obama with a clear lead in Wisconsin.

Romney's goal of forcing Obama to defend Michigan ? Romney's native state ? and Pennsylvania never materialized.

"The big strategic moment coming out of the conventions in my view was whether or not Romney and his campaign could succeed in expanding the parameters of the battleground," said Tad Devine, a top adviser to 2000 Democratic nominee Al Gore and 2004 nominee John Kerry. "They have not been able to do that."

All this has left Romney with an extraordinarily tight path and few options but to bear down in the states where he is competing aggressively. Time, though, is running out.

___

Associated Press Deputy Director of Polling Jenifer Agiesta and AP news Survey Specialist Dennis Junius in Washington, Associated Press writers Dan Sewell in Ohio, Beth Fouhy in New York and Julie Pace in Chicago contributed to this report.

Source: http://news.yahoo.com/race-stands-obama-within-reach-second-term-121119020--election.html

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Court won't stop Des Moines franchise fee refunds

WASHINGTON (AP) ? The Supreme Court won't hear a request by the city of Des Moines, Iowa, to stop a court decision that could force it to refund as much as $40 million in franchise fees to its residents.

In March, the Iowa Supreme Court ruled that the city must refund a portion of the franchise fee it collects on residents' gas and electricity bills because some of the fees are unlawful.

The high court on Monday refused to hear an appeal from the city.

Des Moines has been collecting about $12.6 million a year from the franchise fee. The state Supreme Court concluded the city can collect about $1.5 million a year for gas utilities and about $2.1 million a year for electric utilities. Any amount collected above that must be refunded.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2012-10-01-Supreme%20Court-Des%20Moines%20Franchise%20Fee/id-f51592f3e46f462bb3f50c2d4a8d5d38

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Self-Improvement: Where To Start | Healthy Lifestyle Plus

Webmaster | October 1, 2012 (3 hours ago) | no comments

Self-improvement is a process, whose stimulus is usually past failure, an unwanted experience like living from one pay check to another with no extra money to spend, bad lifestyles like being overweight, lack of self-confidence or gambling, loss of a loved one, or an end to a relationship.

The result is an improvement of your life, taking control, getting your life back to normal or creating the future you want.

To put it in another way, getting the best out of yourself.

In order for someone to help themselves improve, they must first of all identify areas that need improvement in their lives, health, relationships, prosperity or whatever.

There is also need to understand who they are, their capabilities, weaknesses and uniqueness and be honest about it.

It will be useful to state these in writing and regularly refer to them so they remain focused.

Another important area to point out is for them to identify how they think they will be able to achieve their goal. So, a written action plan should then be put in place. This is achieved by self-enrichment of their mind, character and attitude. It requires effort, patience, perseverance and commitment and this change does not come easily.

Self-improvement e-books, home training programmes or life coaches are available online if one thinks they really need someone to help support them.

Self-enrichment of mind, character and attitude are done by continuously exercising your mind with positive thinking.

This is when one repeatedly tells themselves that they are just as good as anyone, can get better and can achieve anything in life. While this sounds easy, is the most difficult and yet a very important part of self-improvement. This is so because of the way we have been raised, who we are, our values and beliefs.

It is also the constant conflict with the subconscious mind that needs to be kept in check if one is going to achieve their goal of self-improvement.

Another important area is goal setting. It is necessary that you start with short term, simple, easily achievable goals, possibly in a day, before you set big goals that will take you a while to achieve. Setting huge goals that take a while to see results usually bring in procrastination. To stay motivated, it is necessary that you set simple goals first.

Setting a routine and self-discipline are the other skills required in achieving self-improvement. These can not be emphasised enough as they have a huge impact on your success. Results can only be seen when you stick to them and they help you stay motivated as well.

Identifying self-defeating behaviors like doubting your own ability to achieve, the ?I can not do this or this is for the rich? and addressing them permanently is also important. Rewarding yourself-is also important when you have achieved even the simplest of your set goals. It will help you stay motivated.

It is worth noting also that self-improvement is not an overnight thing but a process as already stated so stick with it, be faithful to yourself-and remember, it is alright to slide back a bit. As long as you realize that you are falling behind and pick yourself-up again, you will be able to achieve your goal of self-improvement.

?

Article by Kay Maruta

About the Author :?Looking to improve yourself, then claim your life back and create the future you want. Go on and grab yourself-a sensational personal development audio by visiting http://www.self-help-genius.com. self-improvement is very much possible if you know where to start.

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Tags: Discover, Goal setting, Healthy Lifestyle Plus, Improvement, Motivation, Personal development, Self, Self-Help, Start, Subconscious, www.healthylifestyleplus.com

Category: Healthy Spirit

Source: http://www.healthylifestyleplus.com/spirit/self-improvement-where-to-start/

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Video: Ann Curry on the latest violence in Syria

>>> now to another country at the brink. syria , where deadly violence between government rebel forces is raging between those two entities. nbc's ann curry is along the border with turkey after she crossed into the war zone over the weekend. ann, good morning to you.

>> reporter: that's right. good morning to you, david. good morning, everybody. as the war in syria takes a dramatic turn, we cross the border and head toward the war-attorney city of aleppo where there is a decisive battle on multiple fronts. taborder crossing from turkey, we walk toward syria . it's pretty calm, actually. but we understand there was an attack four miles from the border and 60 were killed. and we drove into what is known as free syria and they clearly want it know, they're in charge. but the hold is fragile so we're careful not to make wrong turns. you're saying this is the way you're going to run into the syrian army ?

>> yes.

>> reporter: a government soldier who switched sides drives us on the safest route in, past bombed-out building in one town after another, including azaz, now nicknamed the graveyard of tanks. for miles in this northern pocket of territory, check points are controlled by the free syrian army . we saw long bread lines with children. refugees escaping in trucks. and three miles from the embattled city of aleppo , smoke rising from a recent air strike . aleppo is now nearly in ruins as the battle rages on multiple fronts. this listed as a world heritage site burned out of control over the weekend. ahmad assuage, a local businessman turned rebel commands as many as 2,700 fighters from a villa on the outskirts of aleppo . why is aleppo so strategically importa important? he tells us, aleppo is the cultural and economic capital and the state relies on it. and he added, he is prepared to die fighting for it. he admits the rebels have far fewer weapons. but, he says, they have a greater will. claiming 500 new recruits volunteer every month. he says they are sent into battle after one month's training. this boy says he's 15, but looks younger. the commander encysts only those 18 or older are allowed to fight. suddenly, we hear the sound of a war plane. everyone knows to take cover. and as we wait it out, the commander tells us, he could really use a no-fly zone. he says that the u.s. and the world, if they won't give us a no-fly zone, then give us missiles and in two days, this war will be over. fear of air strikes is a major reason why more than 1 million people inside syria are living on the run. more than half of them children, according to the u.n. one held up a photo of a brother said to be killed. [ speaking in foreign language ]

>> reporter: in a tent, she points to her 11-year-old son who was wounded in an aerial bombing. she is saying, what has he done to deserve this? today the planes came back again and he started screaming. i want to ask the pilot, do you not have children? if they want a war, why don't they fight on a front line ? and about syria 's president, she says, would he like to see his own children wounded before his own eyes? and the war continues unstopped. just this morning, activists said syrian troops bombed a town just four miles from the turkish border. reportedly, 12 people were killed, including five children, and the death toll is expected to rise. david?

>> ann curry along the syrian border this morning. ann, thank

Source: http://video.today.msnbc.msn.com/today/49237977/

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THE BEACH BAR AND GRILL - TUMON BAY, GUAM - blog*spot

THE BEACH BAR AND GRILL

GUN BEACH

TUMON, GUAM

THE BEACH BAR AND GRILL

1199 PALE SAN VITORES ROAD

TUMON, GUAM ?96913

671-649-7263

HOURS: 11:00 AM to 10:00 PM Daily

www.guambeachbar.com

We were told by locals to visit The Beach Bar on Tumon Bay. ?After a long day of working we drove down Gun Beach Road just minutes from the Westin Resort. ?At the end of the road there is a large parking area that fronts what looks like a restaurant/bar you would see in Mexico. ?There are volleyball courts and a game where you throw bags filled with sand at a target. ?Both the volleyball courts and bag throwing games were filled with young American soldiers having a much needed break from their duties. ?We entered the large open air hut type structure to find loud music and dozens of soldiers enjoying large amounts of cold beverages. ?Some sat quietly in a daze while others whopped it up like I remember doing in my twenties. These guys were letting loose and they deserve it. ?We looked at the view and walked to the bar. ?Took a few minutes to get the attention of the bartender, but we got a few cold beers and set up at a table near the ocean. ?The music blared and drunk people were all around. ?Took us about two minutes to realize that we were two old guys wearing pants and golf shirts among a platoon of twenty year olds with no shirts. ?I thought about taking my shirt off but quickly shelved that thought after feeling my belly touching the table. ?We finished one beer and left to have dinner. ?The Beach Bar is a great place for the young who want to spend a day drinking. ?The Bar also serves food and even puts on local style Chamorro BBQ's. ?There is plenty of seating under the hut, on the deck and even on the beach where they have placed lounge chairs and seating areas. ?There is an adjacent table area away from the hoopla where you can enjoy a beachfront meal and cocktail. ?I will try dinner here during my next visit to Guam. ?It was great to see the great men and woman who serve our country enjoying a moment on the beach in Guam. ?I could not help but think what hell hole they could be shipped out to in a matter of days, weeks or months. ?This was "there" time to let loose and party on American soil. ?

The Beach is located on the northernmost end of Tumon?s shopping district, just past the Hotel Nikko Guam. Drive straight and follow the signs to the Beach. Located just to the left of Gun Beach, The Beach, offers spectacular, unobstructed sunset views, soothing waves, and the most expansive private beach front on Guam. Hotel pick-up is available and HIS Sirena provides trolley service several times an hour from 11:00 am to 10:00 pm.

Source: http://greateatshawaii.blogspot.com/2012/09/the-beach-bar-and-grill-tumon-bay-guam.html

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